A Message From the President of the Massachusetts Mortgage Association
	Alain Valles
	2008 President

Dear Consumer,

We at the Massachusetts Mortgage Association (MMA) represent those who care very deeply about the future of our industry and about maintaining the reputation of the Licensed Mortgage Brokers and Lenders of Massachusetts. The consumer section of our website was developed entirely for you with your best interests in mind.

Throughout the consumer section of our website, you can search for a member broker or lender, get answers to your most frequently asked questions, learn about your credit score, learn how to lodge a consumer complaint, and choose from a selection of links to industry websites providing information on homeownership and the mortgage process.

The Massachusetts Mortgage Association is a non-profit professional organization dedicated to advancing the mortgage broker profession through the promotion of education, ethical practices, and consumer fairness.

Member mortgage brokers and lenders are not only licensed by the Massachusetts Division of Banks but are also members of the National Association of Mortgage Brokers and subscribe to a strict code of ethics

Obtaining a mortgage can be a complicated process. With so many options, it can also be confusing and stressful. A quality Mortgage Broker can guide you from application to closing, provide help and assistance, and simplify the process.

Professional Licensed Mortgage Brokers and Lenders are:
- Residential real estate finance professionals
- Experts at navigating you through the mortgage lending process
- Able to provide the loan products of many lenders
- Affordable consultants who can save you time and money
- Specialists with resources of knowledge on available mortgage loan products.

Thank you for visiting our website. We trust you will find it to be very beneficial and that you choose one of our quality members to serve your financing needs. The Massachusetts Mortgage Association welcomes your comments and suggestions.

Sincerely,
Alain Valles

President, 2008
Massachusetts Mortgage Association